Let’s be honest. The stock market feels like a rollercoaster sometimes, and those old-school savings accounts? Well, they’re not exactly building wealth. If you’re looking for a way to diversify your portfolio—to find returns that aren’t tied to the daily drama of public markets—you’ve probably heard whispers about private credit. It’s not exactly new, but […]
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Let’s be honest, the weather isn’t what it used to be. You feel it. We all do. Scorching summers, erratic storms, and shifting coastlines are no longer distant forecasts; they’re today’s business reality. And where there’s massive disruption, there’s also massive opportunity. Investing in climate adaptation isn’t just about saving the planet—though that’s a pretty […]
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Impact investing offers donors the possibility of aligning investments with philanthropic values while realizing financial returns from existing philanthropic investments. Donors may use impact investing as a strategy to revitalize old investments that they already support with this innovative investment strategy. Integrating impact into an existing portfolio may present unique challenges; therefore, taking an effective […]
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As is often said, “don’t put all your eggs in one basket” or, “no investment should zig while another zags”. Rebalancing your portfolio can help ensure that its actual and desired asset allocation don’t drift too far out of line with each other. Rebalancing can become complex when multiple accounts and taxes come into play. […]
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Commodities offer investors an invaluable asset diversification opportunity. Investors can purchase physical commodities like gold bars or oil barrels directly, as well as ETFs that track futures contracts. Sharpe ratios and Calmar ratios allow us to accurately determine an optimum allocation of up to 9% of assets to commodities in traditional 60/40 portfolios, thus improving […]
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Over longer horizons, investment factors have proven their superior performance over the long run, yet their short-term performance can remain unpredictable in market environments. Investors can utilize the underlying characteristics of securities to identify potential sources of outperformance and create multi-factor portfolios. Common factors for doing this are value, size, momentum, low volatility and dividend […]
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As inflation becomes more challenging to combat, saving and investing through traditional means may become increasingly challenging. But even in times of inflation there may be opportunities to expand your wealth. TIPS and real estate can provide valuable protection from inflation while diversifying your portfolio by investing in different asset classes. Bonds inflation can quickly […]
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ETFs offer an excellent way to diversify your portfolio. They’re transparent, affordable and tax efficient. To purchase and trade ETFs, a brokerage account (whether traditional broker or robo-advisor) or existing investment account like your IRA or 401(k) will be necessary. After funding your account, search for ETFs using their ticker symbol. What are ETFs? ETFs […]
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Return on investments depends on their type, but as a general guideline safe investments with lower risks tend to yield lower returns while medium and higher risk investments generate greater rates of return – CDs and savings accounts offer lower rates while stocks offer greater returns. 1. Stocks Investing in stocks can deliver excellent long-term […]
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Mutual fund investing can be an excellent way for investors to diversify their assets, but it is crucial that investors examine not only its recent performance but also its long-term track record. There are different kinds of mutual funds, from flexible-cap funds for stock diversification to solution-oriented funds with specific goals in mind. Diversification Diversification […]
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